Best Insurance Companies For Mental Health Coverage
Marketplace plans can t put yearly or lifetime dollar limits on coverage of.
Best insurance companies for mental health coverage. The federal parity law generally applies to the following types of health insurance. Insurance assistance or questions about mental health coverage through insurance please contact one of our admissions coordinators about your coverage and any questions you have at 404 875 4551 ext. Many people do not realize that they may have coverage for mental health with their health insurance plans. Insurance coverage for menatal health problems is changing for the better.
Laws sought to put insurance coverage for mental health conditions on equal footing with coverage for physical conditions. But patients say that s not happening. Although not all health plans are required to offer such coverage most do as a result of health care reform by the obama administration. Find out more about how the law is expanding coverage of mental health and substance use disorder benefits and federal parity protections.
With the increased access to mental health care comes greater focus when shopping for health insurance unfortunately determining which plan will give you the most mental health coverage for the. The affordable care act and other u s. In the past your insurance might have paid 80 of the cost of seeing your primary care doctor but only 50 of the. Marketplace plans can t deny you coverage or charge you more just because you have any pre existing condition including mental health and substance use disorder conditions.
Learn more about how you your friends and your family can obtain health insurance coverage provided by medicaid or chip or the health insurance marketplaces by visiting healthcare gov. 205 for michelle kelley or 404 875 4551 ext. The affordable care act expanded mental health insurance coverage and set minimum essential benefits that every health insurance provider needs to offer. 339 for chastity banks.
What health insurance companies can cover. Coverage purchased through health insurance exchanges that were created under the health care reform law also known as the affordable care act or obamacare. Employer sponsored health coverage for companies with 50 or more employees.
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