Young Driver Insurance Engine Size
If you re a young driver with little experience less is definitely more.
Young driver insurance engine size. This can help bring down the cost of a young driver s car insurance. If you decide to become a named driver on your parent s insurance policy then you can t be the main driver of the vehicle. Some of the vehicles in the lower insurance group may also be in higher groups if the engine size is larger and or has extra modifications. Horsepower is how much power the car has.
Category group 1 best for young and new drivers. New driver insurance can be extremely pricey so finding any way to reduce the cost can help young drivers to get out on the road. Having a black box fitted can decrease the price of young driver car insurance. Therefore for fuel and cost economy as a young driver you are best driving a car with fewest cylinders a small engine and low horsepower.
Many small hatchbacks have engines around 1lt to 1 4 lt which would normally be classed as a low insurance group and suitable for young drivers. A black box about the size of a smartphone is fitted to your car. You can pay upfront for the year or by direct debit. The larger an engine your car has the higher a cost your insurance will be.
However this cost increases massively after a young driver has passed their tests with the average cost of a first car at 3 562 the first year insurance premium reaching an average of 1 737. The combination of popularity engine size and value all have an impact on car insurance cost. The higher the engine size the most likely statistically you are to have an accident especially as a new driver. The higher the horsepower the less miles per gallon you will get more about this later.
A large engine will be more powerful than a small one. Sometimes the difference between a 1 9 and a 1 6 can be over 1 000. The general rule is that the best cars for young or new drivers are small as they tend to have smaller engines. So if you re driving the car to university or to work every day and you have an accident then your insurance claim could be void.
Engine size and its impact on the cost of car insurance. Voted the best student insurance provider at the insurance choice awards 2018 and 2019. The above quotes were run for a 2006 ford fiesta and the car you drive its model and engine size is a major factor in deciding the cost of your car insurance.
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