What Insurance Do You Need Rental Car
The rental car company will offer to sell you insurance coverage but it s often expensive.
What insurance do you need rental car. It will sell you collision and liability insurance plus supplemental insurance to cover medical costs. Liability insurance is provided with your rental vehicle. You don t have car insurance or what you have is bare bones. If you feel like the coverage you have through your car insurance and your credit card is sufficient and it likely is then there s no need to purchase any additional insurance from the rental car company.
You may reduce your responsibility for damages to or the theft of the rental vehicle by choosing any of our protection products available to you. For instance your auto liability coverage may help pay for another person s medical bills or damage to another person s property if you cause an accident in a rental car. If you have personal car insurance with comprehensive and liability it most likely will cover your rental car. If you have no car insurance at all you ll also need to spring.
If you ve ever rented a car you ve probably been warned by salespeople at the counter about the possible consequences of walking away without buying their company s rental car insurance. Call your insurance company to verify. You might not need to buy extra car insurance from the rental car company. However you need to ensure your current liability and collision.
When you are driving a rental car and you are in an accident liability insurance can cover the costs of repairs to the car and property and medical bills for injuries to the other cars occupants with collision coverage paying for the cost of damages to the rental car. If you also have rental car insurance through your credit card it can serve as secondary or supplemental insurance. The question is do you need to buy insurance from a rental car company if you have a personal auto insurance policy or if you have coverage through your credit card. If you own a car it s your duty as the legal owner of the vehicle to comply with state auto insurance laws.
In most states you re responsible for paying third party damages when you re in an automobile accident when you rent a car you have the option to buy liability insurance or other forms of supplemental coverage that will erase the burden of having to pay for repairs. Rental car companies may offer different types of auto insurance coverage including collision personal property and liability coverage.
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