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If you have personal car insurance with comprehensive and liability it most likely will cover your rental car.

What insurance do you need rental car. Liability insurance is provided with your rental vehicle. The rental car company will offer to sell you insurance coverage but it s often expensive. In most states you re responsible for paying third party damages when you re in an automobile accident when you rent a car you have the option to buy liability insurance or other forms of supplemental coverage that will erase the burden of having to pay for repairs. If you feel like the coverage you have through your car insurance and your credit card is sufficient and it likely is then there s no need to purchase any additional insurance from the rental car company.

If you also have rental car insurance through your credit card it can serve as secondary or supplemental insurance. If you have no car insurance at all you ll also need to spring. You might not need to buy extra car insurance from the rental car company. Call your insurance company to verify.

When you are driving a rental car and you are in an accident liability insurance can cover the costs of repairs to the car and property and medical bills for injuries to the other cars occupants with collision coverage paying for the cost of damages to the rental car. That s because the coverage on your personal auto policy may extend to a rental car. You may reduce your responsibility for damages to or the theft of the rental vehicle by choosing any of our protection products available to you. Filing a hefty claim with your insurance.

However you need to ensure your current liability and collision. You don t have car insurance or what you have is bare bones. Rental car companies may offer different types of auto insurance coverage including collision personal property and liability coverage. If you ve ever rented a car you ve probably been warned by salespeople at the counter about the possible consequences of walking away without buying their company s rental car insurance.

For instance your auto liability coverage may help pay for another person s medical bills or damage to another person s property if you cause an accident in a rental car. If you don t have car insurance you have very high deductibles or you don t have comprehensive and collision you ll probably want to think about at least opting for the rental company s loss damage waiver.

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