Life Insurance Replacement Declaration Bc

Ask any insurance agent or broker or an independent person for help if you need it. The life insurance replacement declaration lird allows consumers to better consider the merits of replacing an existing life insurance policy as the form sets out a number of important questions that the consumer may wish to consider when making their decision. Effective january 26 2012 british columbia joined these provinces and if you are an advisor doing business in bc you must use the new lird form.