Insurance Group Number Vs Policy Number

Number or policy number on the insurance card indicates the coverage your plan provides.

Insurance group number vs policy number. You can find your member id number on your member id card which you should get in the mail soon after you sign up for one of our plans. If you purchased the insurance policy through your employer you belong to a group insurance plan. The group number is generally used to identify a policy group of which you are a member in most cases it pertains to the group your employer joins in order to reduce the cost of providing health insurance benefits. If you purchase private insurance.

The group plan is to an insurance policy what an area code is to phone numbers. The group number is a number given to employer to identify the employee health insurance policy. Most insurance cards do not have a group name on them but they do have a group number. If you re the policyholder the last two digits in your number might be 00 while dependents might have numbers ending in 01 02 etc.

The card you have will s. If you purchase insurance through a healthcare exchange the marketplaces set up by the affordable care act sometimes called obamacare you might not have a group number. If you are a current member and your plan doesn t change you may not get a new card. The group plan identifies the general area and in some cases the department serving your group plan while the policy number identifies you specifically.

When you see a healthcare provider they will need information from your health insurance id card to verify your coverage. An insurance group number if you have an employer based plan. The group id isn t the same as your policy number everyone in your organization who participates in the insurance plan shares the same group id number.