Insurance Group Number Vs Policy Number

The group plan is to an insurance policy what an area code is to phone numbers.

Insurance group number vs policy number. The group plan identifies the general area and in some cases the department serving your group plan while the policy number identifies you specifically. The group id isn t the same as your policy number everyone in your organization who participates in the insurance plan shares the same group id number. If you are a current member and your plan doesn t change you may not get a new card. When you see a healthcare provider they will need information from your health insurance id card to verify your coverage.

If you purchased the insurance policy through your employer you belong to a group insurance plan. An insurance group number if you have an employer based plan. If you purchase private insurance. The group number is generally used to identify a policy group of which you are a member in most cases it pertains to the group your employer joins in order to reduce the cost of providing health insurance benefits.

You can find your member id number on your member id card which you should get in the mail soon after you sign up for one of our plans. The card you have will s. If you purchase insurance through a healthcare exchange the marketplaces set up by the affordable care act sometimes called obamacare you might not have a group number. Number or policy number on the insurance card indicates the coverage your plan provides.

They look at your gr. If you re the policyholder the last two digits in your number might be 00 while dependents might have numbers ending in 01 02 etc. The group number is a number given to employer to identify the employee health insurance policy.