Insurance For Dog Attacks
That means the amount of dog bite insurance you have depends on the liability coverage included in your homeowners insurance policy.
Insurance for dog attacks. Petplan may take action against the owner of the other dog on your behalf if we feel the other dog owner can be proved legally liable. Here we explore pet ownership responsibilities and the legal ramifications of dog attacks. But if the dog owner is renting from the person he or she is living with there is no coverage for the dog owner. Typically this will be between 100 000 and 500 000.
So make sure you check out their residence because if it is a house or a decent looking apartment then there. Generally the dog will spend a period of 5 days in quarantine to assess for rabies or other transmissible diseases. In other words if the dog owner s mom has homeowners insurance and the dog owner is living at home the latter is covered. Attacks occur due to a number of reasons including a lack of socialisation from an early age defending territory and natural instincts.
If your dog bites or attacks another person you could be liable for the injuries caused. You may also want the contact details of any witnesses. Every dog bite attack is different just like all insurance policies differ significantly. When your home insurance policy protects you from high cost bills after a dog attack you may wonder about the potential clauses conditions and exceptions that may apply.
Take your dog to the vet. If your dog is injured in an attack by another dog then your petplan dog insurance policy will cover you. In addition to the damages and legal costs you could also be forced to pay compensation and costly medical and legal bills. Depending on your policy and the details of your plan it may be possible to make a claim on your policy if your dog bites or attacks a person on the sidewalk or street in front of your house.
If you can check if the other owner has third party or pet insurance for their dog as this may cover you for any veterinary care required. The number of people being taken to hospital as a result of dog bites has risen a fair amount in the past decade while a number of people have died in the same period from dog attacks. If you were bitten by an unknown or stray dog you may want to call animal control or the local authorities to pick it up and take it to be tested for diseases and in so doing prevent further possible attacks by that dog.
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