Insurance For Car Massachusetts

Massachusetts is a deregulated car insurance state which means insurance companies can set their own prices.

Insurance for car massachusetts. Through a measure of insurance customer complaints we found that travelers hanover geico rank as the top car insurance companies in massachusetts for customer service. Here are the cheapest average annual rates in massachusetts for the following driver categories. How much does car insurance cost in massachusetts. The average car insurance rate in massachusetts is 1 191 a year.

Shopping for car insurance shouldn t just be about affordability. Pip coverage in massachusetts has a maximum limit of 8 000 per person 2 000 if they have health insurance and covers. Bodily injury liability coverage and property damage liability coverage. After one insurance company has refused to insure you you become eligible to apply for coverage through the massachusetts auto insurance plan also known as the maip.

In order to get coverage from the maip you will have to go through an insurance agent. Medical expenses from injuries suffered in an auto accident. If you are injured in a car accident personal injury protection pip pays for your medical expenses and other related costs. The cheapest car insurance companies in massachusetts are state farm plymouth rock assurance and safety insurance.

Massachusetts law sets minimum liability coverage limits of 20 40 5. Only these three companies plus progressive had a complaint index below. Massachusetts also requires drivers to carry uninsured motorist coverage and personal injury protection. Massachusetts drivers must have two types of auto liability coverage on their car insurance policies.

These insurance mandates protect you but they can also quickly increase the cost of your policy s rates depending on the coverage limits you choose. Plymouth rock 859. The most expensive ones are travelers metropolitan insurance and allstate and citizens insurance company of america which tie for third. The only way to get the cheapest car insurance rates is to shop around once per year.

Our study found an average annual rate of 1 435 77 for car insurance in massachusetts but we found a big range of massachusetts car insurance costs among the companies in our survey from an average study rate of 690 64 with state farm to 2 175 39. You should also seek an insurer that has a great customer service reputation. The severity and frequency of claims in your neighborhood your driving record the type of car you drive and other variables are used by insurance companies to figure out the cost of your policy. That insurance agent will have you fill out an application for the maip.