Insurance Companies That Only Check 3 Years Uk
I am currently with nationwide have been for over 4 years now and am looking to see if there is anything cheaper out there.
Insurance companies that only check 3 years uk. Car insurance companies that only look back 3yrs 1 february 2011 at 9 25pm edited 30 november 1 at 1 00am in insurance life assurance 5 replies 18 5k views. This was my one and only claim against me in 20 yrs driving. Im looking for car insurance companies that require 3 years conviction history not 5 as most do thanks. While it can vary by car insurance company most insurance companies will charge rate your premium for any ticket or violation for 3 years.
Other providers may prefer to look back as far as seven to 10 years. Rbs group admiral direct line churchill all offer this however they don t really cover modifications. Whenever i get a quote for insurance each year it asks for claims in the last 5 years. Insurance business magazine uk has a complete list of companies making your search easy.
It depends on what you have. So called discount insurers tend to use shorter look back windows. Im wondering if anybody can help me. Car insurance companies perform what is called a soft search of your credit history when providing you with a quote.
Any suggestions are appreciated. Nationwide only requires 3 years and i can t find any others. The rates aren t too bad but i m always looking to save. I have been violation and accident free for 3 years but not quite 5 years yet.
4 years ago i had 2 accidents very quickly and they are a blight when it comes to insurance and certainly when its comes to modification purposes like ecu or supercharging. I know there used to be companies which asked if in last 3 years which means i dont have to declare and hopefully get the insurance down. This type of check doesn t affect your credit score and is only meant to check that you are who you say you are. In many states this five year window is codified by state law and can t be reduced.
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