Insurance Car Repair Categories
Previously categories c and d were very much governed by the insurance estimated cost of repair.
Insurance car repair categories. If a car is damaged and an insurance claim is submitted the extent of the damage and the cost to repair it will be determined by an insurance assessor. Old cat c and cat d write off categories explained. If the necessary repair costs run beyond a. A car can be assigned one of several write off categories depending on the severity of the damage and many written off cars find their way back onto the road or the used car market.
What are the. Minor damage insurance provides cover against repairing annoying small dents chips scratches. As insurance companies are responsible for writing a vehicle off following a crash these tend to work on the car s value. So if your car is written off by your insurance company the level of damage is divided into four clear categories.
An uneconomical repair however is based on a repair to value ratio which can be different for each insurance company and car. According to the association of british insurers abi the new categories focus more on the condition of the car rather than the cost of repairing it. When a car is involved in an insurance claim following an accident or is damaged as a result of fire flood or during a theft its. Designed to help keep vehicles in excellent condition.
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