California Insurance Qualifying Event
Covered california offers qualifying life events to applicable members.
California insurance qualifying event. How to enroll after a qualifying life event. A qualifying life event qle is a major life change that may affect your health insurance needs or impacts your qualification for existing health insurance or subsidies. Qualifying life events may make you eligible for a special enrollment period to purchase health insurance outside the open enrollment period. Medi cal is available all year and no qualifying life event or special enrollment period is required to enroll in medi cal.
This enrollment period allows you the time needed to get health insurance quotes and visit the health insurance marketplace to find a policy that will best fit their life with the new changes. Do i have a qualifying life event. March 31 2017 by wendy barnett. The irs states that a qualifying event must have an impact on your insurance needs or change what health insurance plans that you qualify for.
Consumers health insurance information i have questions about my coverage qualifying life events individual family and group health coverage sold in california only allows new membership during an annual open enrollment period. After a qualifying life event you have 60 days to make changes to their health insurance policy. There is a whole list of life events that can be applicable but. Are you moving planning on moving or have you recently moved.
Qualifying life events qle are big life occurrences called triggering life events that allow you to enroll in individual or family health insurance outside of the open enrollment period. Service center representatives can answer any questions you have about a qualifying life event and can help you enroll in or change health insurance plans. Qualifying life event qle a change in your situation like getting married having a baby or losing health coverage that can make you eligible for a special enrollment period allowing you to enroll in health insurance outside the yearly open enrollment period. You can also call the covered california service center at 800 300 1506.
If you wish to enroll in a health plan and it is not an open enrollment period you will need to have a qualifying life event. In either case the qualifying life event would trigger a special enrollment period that would make you eligible to select a new individual insurance policy through the state marketplace. For many qualifying life events you can enroll online. During this 60 day window you can enroll in coverage and in some cases change existing coverage.
Special enrollment qualifying events. In most cases consumers must report changes and select a plan within 60 days of the qualifying life event to purchase a covered california health insurance plan or change an existing plan outside of open enrollment.
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